|Risdene Echo, Volume 15 Number 3 June 2006, by Roy Schultz
133, High Street, Rushden
Your readers may be interested to learn a little of the history of the Lloyds T.S.B. branch at 133, High Street, Rushden, whose property was bought at auction in July 2005 by a local company.
The story starts with an Indenture made on the 28th July 1890, when William Hirst Simpson, a Solicitor from Higham Ferrers, paid only One Pound, fifteen shillings to the "Queens Most Excellent Majesty" (via the Receiver General of the Revenues of the Duchy of Lancaster) for 868 square yards of Messuage and garden, copyhold of the Manor of Rushden, the land being what was then Punn's Lane and High Street.
On 20th August 1890, Mr. Simpson conveyed this land to the Capital and Counties Banking Company for Eight Hundred and Forty Pounds.
Both the July and August Conveyances reserved to "Her Majesty" and her successors all mines and minerals in or under the premises and the right to search for and take away any such mineral materials.
John Cave and Sons Limited (Boot and Shoe Manufacturers) took a mortgage from Capital and Counties in 1907. Part of the security for the mortgage was the 290 square yards that is now the bank's car park. In January 1949 the mortgage having been redeemed, John Cave gifted the land to Lloyds Bank.
The Solicitors who drew up the Deed of Gift were Simpson and Mason and Wilson and Wilson. (The Simpson being almost certainly the same family as the original owner). On the Deed of Gift, Puns Lane is shown on the plan, though it has lost both its apostrophe and an "n".
Four years later in a planning permission of October 1953, Puns Lane had become Duck Street; it would be interesting to learn why and at whose instigation the name was changed.
Above the bank, there are two storeys of residential accommodation, with access from the rear, and at one time the Bank Manager lived "over the shop". Mr Allen Goulsbra was the last manager to have lived there. (I am also told that thereafter other bank employees lived there too, as recently as two or three years ago.)
In the last couple of years, though, the bank has badly neglected the upper parts which have been vandalised and are now boarded up. Happily though, many original features such as fireplaces remain in tact. The bank's lease expires in 2011, and it is hoped that then, if not before, the upper parts will be restored to best final use.