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Ellard & Howes
John Ellard & Walter Howes

Ellard & Howes began in 1897.

In 1901 the partnership was dissolved and John Ellard took over all the debts and the firm continued under the name. In 1903 they had a factory in John Street, moving to the former factory of Ebenezer Wrighton in York Road in 1906.

In 1902 Walter Howes was declared bankrupt, so he had previously been working on his own account elsewhere.

After a 1907 fire, the company was taken over by Arthur Ellard, and moved to Sartoris Road, but he too was declared bankrupt, in 1909.

Wellingborough News, 26th September 1902, transcribed by Kay Collins

In Bankruptcy. Re HOWES, Rushden.

Under a Deed of Assignment. Re ADDIS and WILSON, Finedon.


MESSRS. COULBECK & PALMER will Sell by Auction, at an early date: The Whole of the STOCK-IN-TRADE—boots and shoes, cut stuff, plant, machinery, presses, knives, lasts, etc., etc., re the above Estates (removed for convenience of sale). Full particulars in due course.

17 October 1902 - Northampton Mercury

Bankruptcy Court - Walter Howes, 8 Fitzwilliam-street, Rushden, boot and shoe manufacturer. —The unsecured liabilities were estimated at £471 9s. 1d. and the assets at £151 1s. 10d.

Wellingborough News, 3rd October 1902, transcribed by Kay Collins

BANKRUPTCY— From the balance-sheet issued the official receiver, in the bankruptcy of Mr. Walter Howes, it appears that the liabilities to fully secured creditors is £275, and to unsecured creditors £471 9s. 1d. The assets are estimated at £151 1s. 10d., showing a deficiency for the unsecured creditors of £320 1s. 3d. The bankrupt attributes his insolvency to bad trade, returns, and want of capital to enable him to buy at good markets. The Official Receiver says:—The bankrupt, who is 38 years of age, states that he commenced business on his own account on October 1st, 1901, with a capital of £125, which he obtained by raising a mortgage on his freehold property, 8, Fitzwilliam-street for four years prior to April, 1901, he was in partnership with a Mr. John Ellard, of Rushden, boot and shoe manufacturer, trading as Ellard and Howes. The bankrupt put in £100 into the business, and received £25 on the dissolution, Mr. Ellard taking over the whole of the liabilities and assets. The books of account kept by the bankrupt are cash book and debit and credit ledgers. No balance-sheets or stock sheets have been prepared. The furniture is claimed by the bankrupt's wife.

According to the statement of affairs there are six creditors whose debts exceed £10, and out of the total unsecured liabilities £50 is for money borrowed, the balance being ordinary trade debts. The fully and partly secured creditors hold as security mortgages on the bankrupt's freehold premises, 8, Fitzwilliam-street, Rushden. The deficiency account shows a net loss arising from carrying on business from the 1st day of October, 1901, to date of receiving order, after deducting from profits the usual trade expenses, including £27 10s. loss on heeling machine hired by debtor, £90 11s. 4d.; bad debts, £82 0s. 7d.; expenses incurred since the 1st day of October, 1901, other than usual trade expenses, viz., household expenses of self, wife, and seven children, £79 4s.; depreciation in value of stock, £98 17s. 4d.; legal expenses, £15; accommodation bill, £29 14s.; total amount accounted for, £395 7s. 3d.

The Rushden Echo, 1st December, 1916, transcribed by Gill Hollis

Former Shoe Trade Failures
Applications for Discharge

At the Northampton County Court on Friday last, before Judge Radcliffe, an application for discharge from bankruptcy was made on behalf of Edwin West, formerly trading with Fredk. Darlow as Darlow and West, boot manufacturers, of Rushden.

Mr. Ewen (Official Receiver) said that the receiving order was made on January 29th, 1913. The statement of affairs showed liabilities estimated at £7,414, but the proofs actually admitted totalled £7,424. The assets of the joint estate realised £2,040. In the separate estate of West, whose liabilities were £30 16s 9d (the profits admitted totalling £18 6s 6d), there were no assets. Dividends amounting to 4s 6½d in the £ had been paid.

Mr. J. C. Parker (Wellingborough) appeared for the debtor.

The discharge was granted subject to suspension for three years.

An Application

of a similar character was made by Walter Howes, formerly boot and shoe manufacturer, 8, Fitzwilliam-street, Rushden. Debtor was made bankrupt in 1902.

The liabilities were estimated at £471, the proofs admitted amounting to £397. The assets realised £158, and a dividend of 5s 1½d was paid.

Mr. J. C. Parker appeared for debtor.

The discharge was granted subject to two years’ suspension.

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